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By continuing to view this site–it’s understood you have read the disclaimer below and understand its contents. Thank you. Disclaimer


Read this agreement carefully before accessing or using this site. By accessing or using the site, you agree to be bound by this agreement. The information and services on this site are provided by subject to your agreement to the terms and conditions below.


Use of Information and Services assumes no responsibility for any consequences related directly or indirectly to any action or inaction you take based on the information, services or other materials presented on this site. disclaims all warranties expressed and implied with regard to the information, services, opportunities, products, materials and sales on this site; including and without limitation to any implied warranties of merchantability, opportunity or product. The use of the website is intended as a simple research tool to obtain information with regards to working at home and home based businesses. contains general information. Although endeavors to ensure that the content is accurate and up to date, no representation or warranty, express or implied, is made to its accuracy or completeness.


The contents of this website should not be construed as professional advice or recommendation of any product or service offered by the companies providing such products or services.


So far as it is permitted by law,, including its owner and any/all staff, disclaims liability for any loss, howsoever caused, arising directly or indirectly from the use and content of this website.


User Contributions


Users who post to this site agree to abide by the following rules: (1) users may not post or transmit material that is libelous, defamatory, obscene, fraudulent, harmful, threatening, abusive or hateful or that violates the rights of others (including the infringing use of a copyright or trademark), that violates the privacy or publicity right of others, or that is in violation of applicable laws; (2) users may not interfere with other user’s use and enjoyment of this site; (3) users may not use this site to conduct any activity that is illegal or that violates the rights of others; (4) users may use this site where noted and appropriate to advertise, sell products or services to others and to purchase, trade or barter upon the same at their own risk. claims no responsibility for the content of any material posted by users or the transactions between users; however reserves the right at its sole discretion to (a) edit or delete any posts, information or other material submitted to or appearing on this site and (b) refuse access to the site to any user that violates this agreement.


Limitation of Liability


In no event or circumstance will, its associates or affiliates assume liability for any special, event, indirect, punitive, incidental, exemplary or consequential damages or any damages whatsoever resulting from loss of use, business, data or profits, litigation and the like, whether based on breach of contract, tort (including negligence), product liability, server downtime or otherwise. You acknowledge and agree that the limitations set forth above are fundamental elements of this agreement and use of this site would not be provided to you absent such limitations. is not responsible for any actions or offers of advertising companies nor the outcome of any dealings with these companies on the site. Advertisers and authors assume liability for the content of their information. also does not necessarily endorse the views of authors represented on this site.


Advertising and Promotion


Complaints of spam made to about a specific user will result in the cancellation of said ad. Funds paid to are nonrefundable. is not responsible for the lack of attendance, traffic or sales regarding any ad. User may advertise said ad on boards, newsgroups, and lists that allow such announcements, however, announcements and posts made to the message boards, lists, and chats at are not permissible unless they are being hosted by same. User further agrees that it is user’s sole responsibility to know and adhere to user’s company policies in regard to the use of the Internet for promotion, sales and advertising procedures and not that of


Changes to Site maintains the right to make improvements or changes to the information, services, products and other materials on this site or to terminate this site at any time without notice. may modify this agreement at any time and such modifications shall be effective immediately upon posting of the modified agreement. Accordingly, you agree to review the agreement periodically and your continued access or use of this site shall be deemed as your acceptance of the modified agreement.


Proprietary Rights


All materials on this site as well as the organization and layout of the site are owned and copyrighted by  and may not be copied in part or in whole without the express written permission of including but not limited to text, layout, format, ideas and artwork.


Third Party Ad FULL Disclosure: Addendum Added January 2017


As a matter of full disclosure, is supported by sponsored or affiliate and/or internet marketing 3rd party links. Sponsored listings and other 3rd party links are provided solely as a convenience to you and NOT necessarily as an endorsement by, of the contents on such third-party websites unless otherwise clearly stated. is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third-party websites. If you decide to access linked third-party websites, you do so at your own risk. is not responsible for any losses incurred as a result of your usage of these 3rd party links. Users are encouraged to do their research & due diligence to avoid scams, something I have advocated from the inception of You accept these terms by using



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